Regular deposit insurance premium paid by banks according to the so-called ‘ex-ante’ principle is the main source of funding for the Deposit Insurance Fund (DIF). The Management Board of the Deposit Insurance Agency of Bosnia and Herzegovina, at least once a year, determines upon recommendation of the Director of the Agency, the amount of the insurance premium rate for all banks. The decision on the amount of the premium rate shall be published in the Official Gazette of Bosnia and Herzegovina.

In addition to the regular premium, the Agency has the option of introducing an extraordinary premium in case the DIF funds are not sufficient for the insured deposits payout in case of insurance event, and/or in case that the Agency suffered greater losses under the bank resolution process. The decision on the collection of extraordinary premium, its amount and modalities is made by the Management Board of the Agency and it is published in the Official Gazette of Bosnia and Herzegovina.