Deposit Insurance Agency of Bosnia and Herzegovina shall invest the capital of the Deposit Insurance Fund (DIF) in accordance with the Law on Deposit Insurance in Banks of Bosnia and Herzegovina and Investment Policy which is adopted by the Management Board of the Agency. Law prescribes that Agency shall invest the capital of the DIF in fixed income securities issued by, or guaranteed by, EU Member States, EU governmental agencies, and European supranational agencies as well as in fixed income securities issued or guaranteed by the government or governmental agencies of the United States of America.

The Agency may also invest the capital of the DIF in fixed income securities or other debt instruments issued by the EU companies or companies seated in the United States of America with the highest ratings. Such companies must have a minimum quality rating of ‘A’ or ‘P1’ or higher, or equivalent thereof, according to an internationally recognised bond-rating agency.

In accordance with the Law and Investment Policy, all investments of the Fund, shall be undertaken with a view of preserving DIF’s capital and maintaining its liquidity.