DIF funding
DIF funding
DIF funding
The main funding source for the Deposit Insurance Fund (DIF) is the regular deposit insurance premium paid by banks under the so-called ‘ex-ante’ funding system. In addition to the regular premium, DIF funding is also provided through the realized surplus of income over the expenditures of the Deposit Insurance Agency of Bosnia and Herzegovina, through the recoveries based on subrogation from the liquidation or bankruptcy estate, and possibly through donations. The Agency has the possibility of introducing an extraordinary premium, as well as the possibility of borrowing.