Deposit insurance is a part of the financial safety networks that is established with the aim of protecting depositors and contribute to preserving financial stability. The deposit insurance system in Bosnia and Herzegovina provides for protection of eligible deposits in banks, and the maximum coverage limit of insured deposit is BAM 70,000 per depositor per bank.

The aim of deposit insurance is to ensure the protection and safety of deposits of natural and legal entities and thus contribute to the preservation of overall financial stability.

All banks licensed to operate in Bosnia and Herzegovina are covered by the deposit insurance system.

Deposit insurance is free for all depositors. Insurance premiums are paid by banks.